Mortgage calculator
Calculate the monthly loan instalment at NLB, NKBM, SKB, Sparkasse and Intesa Sanpaolo. Adjust the down payment and repayment term and see how the total obligation changes.
Mortgage calculator
€50,000
20-year fixed rate
Monthly payment
€1,050
Loan€200,000
Down payment€50,000
Total paid€315,048
Total interest€115,048
This calculation is indicative. Rates are refreshed quarterly; the actual bank offer depends on the applicant's profile, LTV and negotiation.
How do I read the results?
- The monthly instalment is fixed with a fixed interest rate and does not change over the whole term.
- The down payment is your contribution from savings; banks usually require at least 20% of the value.
- Total interest is the actual cost of financing over the whole term — an important figure when comparing banks.
- Interest rates are refreshed every quarter; choose Custom to enter your own bank offer.